Experience a financial evolution through our holistic approach to money!

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Are you ready to gain easy to use tools, confidence, understanding & a healthy relationship with money?


We offer mortgage advice & services that empower our clients to feel confident about their decisions. We consider YOUR VISION, to open up options you did not know were available to you!

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Money Counselling

How much time do you spend stressing & worrying about money? Need help with budgeting?  No learning curve, no long term investment or strict rules....a shift of perspective that changes everything.

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Credit Clean Up

Did you know that your credit rating affects your insurance rates, how much you pay for a vehicle, even if you get a job? We clean up your credit & simplify it all or, teach you how to.

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"After years of struggling to feel confident about money management, Janet was my answer to learning how to turn things around! After all, what teacher can’t handle money, it’s simple math right? Janet builds a foundation with you and teaches you how to be consistent and focused! It is NOT just about numbers. No more shame or doubt around money and I actually feel excited about saving!"

Jennifer Ferguson
Retired Teacher

"Janet was so patient and completely understood my anxiety around my finances. She sat with me and made all the numbers make sense. We worked out a plan that was right for both my family and my small business. It felt like a million pounds were lifted off my shoulders that day. "I" now control my finances without the fear and anxiety."

Heather Chapman
Heather Chapman Designs

"After years of asking "where does the money go" my husband and I decided it was time to figure that out. We had a goal to better understand how to set up our finances to live more comfortably. She was able to clearly show how easy this goal can be. We are now able to spend while paying our monthly obligations AND saving all at the same time! I highly recommend her services. "

Tara Arciszewski
Mortgage Broker

How We Stand Out From the Rest


As a resident of & serving Durham Region since 1992 our reputation stems from vast experience: real estate, teaching, social services, families, entrepreneurs, business owners & wealthy individuals. Integrity is something we live, not just say.


From our vast lived & supported experience, we developed & offer powerful programs: "From Lack to Abundance" "Unpack Your Money Baggage" "SWIPE Detox" + transformative empowerment & alignment services.

Holistic Service

Not only are we leaders in & for the financial industry, we are on the leading edge of service, addressing practical needs from a compassionate & elevated place. The Money Counsellor is much more than a financial service.


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